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Saturday 26 September 2026
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Man United used £120m credit line for signings, accounts show

Club accounts indicate United tapped a revolving credit facility for £120m between 29 July and 28 August, then repaid £30m on 21 September, with debt around £780m before transfer payables.

Manchester United drew down £120m from their revolving credit facility to fund summer signings, according to Laurie Whitwell on Friday. The facility was used between 29 July and 28 August, the report says.

The report adds that United repaid £30m on 21 September after receiving a portion of Champions League revenue. That partial reduction followed the end of the transfer window period covered by the drawdown dates.

The same accounts put the club’s debt at about £780m, excluding amounts still owed on player transfers. The figure relates to borrowings and does not include transfer payables to other clubs.

The timing of the facility use suggests United managed short-term cash flow around transfer outlays and incoming UEFA distributions, with the repayment indicating immediate use of competition income to cut the balance. It points to financing arrangements designed to smooth costs rather than a permanent capital injection.

Specific details such as interest charges, remaining balance and facility terms were not cited in the reporting.

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